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Category: Budget

What is an Emergency Fund?

What is an Emergency Fund?

This post may contain affiliate links.  Read my affiliate link disclosure here What is an emergency fund and why do I need it?  If you are just starting to research how to fix your fiances, or budgeting then an “Emergency Fund” might be a new term for you.   This was a new term to me years ago, and I still have a small difficulty putting the answer into the most eloquent but simple form… so I’ll let the experts teach you!…

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How do I add an EXTRA shopping week into my food budget?

How do I add an EXTRA shopping week into my food budget?

This post may contain affiliate links.  Read my affiliate link disclosure here I go grocery shopping once a week and do really well staying in budget. But… Every four months, there is a fifth week and I get messed up and always go over… What can I do? Think about it, there are 4 weeks a year where you need to make that extra grocery trip… if you spend $50 a week on that extra trip, that is $200 a year!…

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When Real Life Happens- Tips to figure it out

When Real Life Happens- Tips to figure it out

This post may contain affiliate links.  Read my affiliate link disclosure here Guest Post: Mandy The Tuesday before Labor Day, our refrigerator stopped working.  We were very blessed to discover it quickly and salvage the food in it.  Due to the age of the fridge, as well as several other factors, we ultimately decided that it wasn’t worth the expense of fixing it, and we would be better off getting a new refrigerator. While unplanned and expensive, we have worked hard to have…

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How do I Budget for One Time Expenses?

How do I Budget for One Time Expenses?

This post may contain affiliate links.  Read my affiliate link disclosure here   The first thing you need to know about budgeting for One Time Expenses… is what they are. There are 2 Types of One-Time Expenses: Predictable and Non-Predictable.  I’ll explain how to budget for EACH separately… Budget for Predictable One Time Expenses These are typical annual expenses such as: Mortgage Insurance Amazon Prime Fees Zoo Memberships Club Fees Life Insurance OR they can be an event you are planning…

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Get a Month Ahead of your Expenses

Get a Month Ahead of your Expenses

This post may contain affiliate links.  Read my affiliate link disclosure here Do you have a hard time paying your bills each month?  You need to try THIS method!  Learn how to get ahead of your expenses and live off your previous months expenses Reasons why you should Get Ahead of your Expenses  You know exactly how much you can budget and spend for the month  If your income is unpredictable, this helps with predictability of budget Know if you have…

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