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Category: Budget

Get a Month Ahead of your Expenses

Get a Month Ahead of your Expenses

This post may contain affiliate links.  Read my affiliate link disclosure here Do you have a hard time paying your bills each month?  You need to try THIS method!  Learn how to get ahead of your expenses and live off your previous months expenses Reasons why you should Get Ahead of your Expenses  You know exactly how much you can budget and spend for the month  If your income is unpredictable, this helps with predictability of budget Know if you have…

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6 Things to Do Before you Budget

6 Things to Do Before you Budget

This post may contain affiliate links.  Read my affiliate link disclosure here Some people think creating a budget is difficult… and it CAN be!  BUT, if you do these 6 things before you budget, it will be a whole lot easier! Here is a list of steps you should take BEFORE creating your budget you know… to make your life easier!  Create a list of all your expense categories… Food, gas, rent, phone, utilities, entertainment, ect Check receipts or credit card statements to get an…

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What are the Top Items I Should Budget?

What are the Top Items I Should Budget?

This post may contain affiliate links.  Read my affiliate link disclosure here What are the most important things I should budget for? For every person… it will be different.  But the budget necessities are your needs.  Everybody’s needs are different… but these are my needs in order of importance… Budget Needs Ask yourself “Is this a NEED or a WANT?” Knowing the difference will help when budgeting.  Make sure you think about your circumstance and do what’s best for YOU financially! Here are the “needs” I recommend: Shelter–…

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4 Questions to Ask Before Setting up a Budget

4 Questions to Ask Before Setting up a Budget

This post may contain affiliate links.  Read my affiliate link disclosure here 4 Questions to ask before setting up a budget Am I fully committed to trying to make a budget work for me? Making a decision to create and start a budget is a big decision.  Once you are committed, you already have that on your side.  I you don’t make the decision to go for it 100% it won’t work.  That brings up the second question… Is my spouse/significant other/family…

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4 Easy Steps to Create your Budget

4 Easy Steps to Create your Budget

This post may contain affiliate links.  Read my affiliate link disclosure here Before even thinking about creating a budget, talk to your spouse to get their ideas.  Make sure you sit down with your significant other some part during the budget to get their say in the matter.  I usually make it, then go over it with him and we make changes together. Before we start to create your budget, get a blank sheet of paper. We’ll call this your Budget Worksheet.  Make 2 medium columns, and…

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