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Category: Opps, I went over

How do I add an EXTRA shopping week into my food budget?

How do I add an EXTRA shopping week into my food budget?

This post may contain affiliate links.  Read my affiliate link disclosure here I go grocery shopping once a week and do really well staying in budget. But… Every four months, there is a fifth week and I get messed up and always go over… What can I do? Think about it, there are 4 weeks a year where you need to make that extra grocery trip… if you spend $50 a week on that extra trip, that is $200 a year!…

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When Real Life Happens- Tips to figure it out

When Real Life Happens- Tips to figure it out

This post may contain affiliate links.  Read my affiliate link disclosure here Guest Post: Mandy The Tuesday before Labor Day, our refrigerator stopped working.  We were very blessed to discover it quickly and salvage the food in it.  Due to the age of the fridge, as well as several other factors, we ultimately decided that it wasn’t worth the expense of fixing it, and we would be better off getting a new refrigerator. While unplanned and expensive, we have worked hard to have…

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8 Reasons you are Always Over Budget… and the Solutions

8 Reasons you are Always Over Budget… and the Solutions

This post may contain affiliate links.  Read my affiliate link disclosure here Every family situation is different… but MOST of us normal human beings, go over budget every once in a while.  That is typically OK.  BUT… if you tend to be ALWAYS over budget, read below for some reasons why, and their solutions. Problem: One of the biggest problems you are always over budget is you are forgetting to budget in one-time expenses such as Holidays, Birthdays, Annual Life Insurance, Annual Memberships, ect. Solution: Figure out how…

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How do I Budget for One Time Expenses?

How do I Budget for One Time Expenses?

This post may contain affiliate links.  Read my affiliate link disclosure here   The first thing you need to know about budgeting for One Time Expenses… is what they are. There are 2 Types of One-Time Expenses: Predictable and Non-Predictable.  I’ll explain how to budget for EACH separately… Budget for Predictable One Time Expenses These are typical annual expenses such as: Mortgage Insurance Amazon Prime Fees Zoo Memberships Club Fees Life Insurance OR they can be an event you are planning…

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How to Make EASY Money FAST

How to Make EASY Money FAST

This post may contain affiliate links.  Read my affiliate link disclosure here I BLEW my budget… I have gone WAY over… but still have 1 week left until pay day… what CAN I do to get easy money so I don’t over on my budget? First things first… “Spending Freeze”  STOP ALL your spending for that week… or until pay day, or until your budget “resets”.  STOP spending on practically everything! Check you Mindset… when you “feel” like something might be an emergency……

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